Open the terms before your account
Our Terms & Conditions form the agreement between you and us when you open or use an account. They cover accurate registration details, phone verification before account access, acceptable use, wallet instructions, account security, policy changes and the steps for raising a concern. Access depends on
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local law, and you should not continue if these services are not permitted where you are located. When you choose DANA, OVO, GoPay, QRIS, bank transfer or a virtual account, the payment record and account name must match the details we hold. A wallet status may
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remain pending while we check the account step or payment reference. The same rules apply whether you reach the lobby from a mobile browser in Bandung or another supported Indonesian location. Please read the full wording before accepting it; using the account after a change means
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you accept the updated terms where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.